improve skills - diversify - work on skills / know how directly related to personal health and well-being - create multiple income streams, and look for ways to build those outside the CBS - use cash more often - when possible buy in-store, and from a locally-owned business - make sure I know my neighbors' names and if possible, have their contact info. Share mine with them. Try to get along with them as best as I can. (But avoid any neighbor discussion grioups / forums / apps -- these are unmoderated, gamed by algos, data is harvested) - look for ways to be helpful to others (within reason, many caveats, this would be another post) - look for ways to do things with and learn things from smart, creative, good-hearted people TO AVOID OR MINIMIZE: - people who use pronouns in their email or other signature-- it's a clear signal to me that they're all-in on the CBS game du jour, translation: they'll throw me (and other people who don't deserve it) under the bus if and when it's convenient for them to do so - people who regularly watch TV & TV news - drug addicts / alcoholics - people who got themselves into financial trouble because of Obvious Irresponsability (includes gambling problems) - people who mistreat their own family members and/or pets - all debt at all costs - anything that uses algos to game what I see and what others see that I post (that includes FaceBook, Twitter, LinkedIn, Google) - Big Pharma